A1. yes he does, you can ask for evidence, for which randi will provide you with a note from the bank with all the necessary information to validate that he has the account, it is his account, it has more than one million usd on it, and it is his to give away. if you dont' trust said evidence then not only don't you trust randi, you don't trust the bank, and by extension the entire american bank system, and the entire economic system of the US at large.
A2. no it isn't, many people who are a part of JREF disagree with some of what randi says, and some of his atitude(if you do yourself, do state what you disagree with, to make a point)
A3. The tests are created by claimant and randi together, so both parties will create the test, and agree it is a fair test before it starts. If the parties can't agree to a fair test, then no test will be performed.
A4. Wouldn't you spend 1 hour of your life to donate one million dollars to starving children? what kind of person are you?
Feel free to rephrase
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