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15th July 2008, 01:04 PM
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#1 |
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Gatekeeper of The Left
Join Date: Sep 2007
Location: The Universe 35.2 ms ahead of this one.
Posts: 32,130
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Did you know that if your bank fails, the FDIC has 30 years to reimburse you?
Its true!
Everybody knows the $100,000 limit, but very few people realize the 30 year time-line on that! |
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15th July 2008, 01:05 PM
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#2 |
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Penultimate Amazing
Join Date: Dec 2001
Location: The White Zone
Posts: 42,268
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Originally Posted by BenBurch
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__________________
If I see somebody with a gun on a plane? I'll kill him. |
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15th July 2008, 01:11 PM
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#3 |
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Thinker
Join Date: Jun 2008
Location: New York
Posts: 140
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Where did you find that? I know there was at one point a myth floating around that the FDIC had 99 years to pay. I find this:
http://www.fdic.gov/regulations/laws...ml#1000sec.11f which states that they have to pay as soon as possible. it does not set a minimum or maximum. |
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15th July 2008, 01:23 PM
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#4 |
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Gatekeeper of The Left
Join Date: Sep 2007
Location: The Universe 35.2 ms ahead of this one.
Posts: 32,130
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Hmmm... Maybe I was hoodwinked. That was on the local radio business news today, but I can't find anything online to support it.
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Are you IN? Join the IN crowd now! |
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15th July 2008, 07:19 PM
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#5 |
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Thinker
Join Date: Oct 2007
Posts: 199
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Just don't keep your money in a bank thats stock trades at $ 5 or has negative earnings per share. If you keep it in any of the banks that were not involved in subprime you'll be fine.
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15th July 2008, 09:07 PM
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#6 |
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Howling to glory I go
Join Date: Jun 2006
Posts: 9,621
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Originally Posted by BenBurch
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__________________
If people needed video games to live, a national single payer plan to fund those purchases would be a great idea. |
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15th July 2008, 09:36 PM
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#7 |
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Penultimate Amazing
Join Date: Dec 2001
Location: The White Zone
Posts: 42,268
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Originally Posted by BenBurch
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__________________
If I see somebody with a gun on a plane? I'll kill him. |
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16th July 2008, 03:13 AM
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#8 |
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Girl
Join Date: Nov 2006
Location: London EC1
Posts: 11,825
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Just to confirm. This is wrong.
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16th July 2008, 02:28 PM
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#9 |
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Master Poster
Join Date: Jan 2007
Location: Valley Lodge, USA
Posts: 2,136
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This rumor could be based on the notion that people with uninsured deposits above the $100,000 mark might (academically) have to wait until all of the bank's loans are repaid, with a typical mortgage lasting 30 years.
That's not a typical situation, and doesn't support what the rumor claims, so it's nonsense twice over. |
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17th July 2008, 08:11 AM
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#10 |
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Orthogonal Vector
Join Date: Jul 2006
Location: Tarrytown, NY
Posts: 26,424
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Originally Posted by BenBurch
Its True! |
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__________________
Sufficiently advanced Woo is indistinguishable from Parody "There shall be no *poofing* in science" Paul C. Anagnostopoulos Force ***** on reasons back" Ben Franklin |
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